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Surrogate Mother Cost in Mumbai for Intended Parents

by Neelam Chhagani

Surrogate Mother Cost in Mumbai-Understanding Expenses and Considerations

Cost of Surrogacy in Mumbai

Cost of Surrogacy in Mumbai

For couples and individuals considering surrogacy to start their family, the costs involved can seem daunting. In a major metro city like Mumbai, it’s natural to expect higher surrogacy costs than the Indian national average. In this blog, we’ll break down the key costs to factor in when budgeting for altruistic surrogate mother cost in in Mumbai.

How much is Surrogate Mother Cost in Mumbai is one of the most common questions to come across.  So, without getting into fluff let’s discuss what surrogacy treatment costs in India and if this is the right fertility treatment option for you or not.  The total cost of surrogacy in India is 18 – 20 lakh rupees, however, it can vary depending upon the states, IVF clinics, fertility experts, legal compliances, and all services are included in the surrogacy package cost.

Additional guide for surrogacy in India:

Cost of Surrogacy in Mumbai: Affordable Options

Top 5 Best Surrogacy Doctors in Mumbai With High Success Rate (2023)

Best IVF Centers in India IVF Conceptions

Is Surrogacy in India For Overseas Citizenship of India (OCI) Allowed

Latest Surrogacy Law in India- Surrogacy (Regulation) Act, 2021

Is Surrogacy for NRI in India Allowed?

Is Surrogacy Legal In India?

 

Surrogacy Costs in Mumbai

In total, the average cost of surrogacy in Mumbai ranges from 18-20 lakh rupees. Costs on the higher end apply to those also needing multiple IVF cycles and an experienced surrogate. For those exploring surrogacy, it’s important to budget for all possible costs involved. Reaching out to reputable surrogacy agencies in Mumbai is the best way to understand total costs.

Here is a table summarizing the key costs involved in surrogacy arrangements in Mumbai:

Costs for Surrogacy in Mumbai:

Surrogacy Cost Component Typical Surrogacy Cost in India in 2024 What’s Covered
IVF Treatment 1.5 – 2.5 lakh rupees per cycle (most couples need 2 cycles) Includes medical procedures and medications for egg retrieval and fertilization
Surrogacy Fees 4 – 8 lakh rupees Compensation to the surrogate mother
Agency/Clinic Fees 1 – 2.5 lakh rupees Professional fees for surrogacy agency or fertility clinic handling arrangement
Legal Fees 50,000 – 100,000 rupees Lawyer’s fees for drafting contracts between parties
Other Costs 1 – 2 lakh rupees Cover additional expenses like medical insurance, embryo storage/shipment, screening tests
Legal approvals 4- 6 lakh rupee The cost of legal approvals and compliance and NOCs before starting medical procedure.

Total Costs: Approximately 18 – 20 lakh rupees

The wide range in costs indicates how much surrogacy expenses can vary between individual cases. Factors impacting overall costs include a needed number of IVF cycles, choice of surrogate, medical care required during pregnancy, and more. Reaching out to surrogacy agencies is the best way to get an accurate and personalized estimate based on your specific situation.

Let me know if you need any clarification or have additional questions! The cost may vary depending upon the services needed and what legal compliances are needed for any particular surrogacy services.

 

The main components that make up total surrogacy costs in Mumbai are:

  • IVF Treatment – For surrogacy arrangements, the embryo is created through In-vitro fertilization (IVF) prior to transfer into the surrogate. Typical IVF costs in Mumbai range from 1.5 – 2.5 lakh rupees per cycle. Most couples require 2 cycles.
  • Surrogate Mother Expense – The fees paid to the surrogate mother can cost anywhere from 4-8 lakh rupees in Mumbai. First-time surrogates are generally on the lower end of that range. Costs are higher for experienced surrogates with proven track records.
  • Agency/Clinic Fees – There will be professional fees paid to the surrogacy agency or fertility clinic facilitating the arrangement. At well-known agencies in Mumbai, these fees tend to fall in the 1-2.5 lakh range.
  • Legal Fees – A lawyer is required to draw up contracts between the intended parents and the surrogate. Legal costs are typically 1 to 2 lakh rupees to get the legal compliances.
  • Other Costs – Miscellaneous costs can include shipment and storage of embryos, mandatory health insurance for surrogate mothers, and regular screening tests. These extras can cost 1-2 lakh rupees.
  • Legal approvals – The cost of legal approval and compliance varies from state to state and also depends on the lawyer fee for the same. In most states, the legal compliance fee is around 4-6 lakh rupees.

More resources for surrogate mother cost in INdia

How to Find Surrogate Mothers in India

How Much Does Surrogacy Cost In India ( in 2023)?

Legal Issues Related To Surrogacy In India

Surrogacy In India-Everything Parents Need to Know

Top 10 Surrogacy Doctors in India With Affordable Surrogacy Costs

 

Surrogacy Timeline: How much time it takes for surogacy journey

What is surrogacy cost among top cities in India?

As shown below, average total costs for the entire surrogacy process, from IVF to delivery, range from around ₹9 lakh to ₹20 lakh across these major cities. Costs on the higher end tend to be in the biggest metro areas like Mumbai and Mumbai. Bangalore and Hyderabad are relatively more affordable.

Here is a table comparing average surrogacy costs across some major Indian cities if you are looking to find surrogacy costs in India:

State City Average Surrogacy Cost
Surrogacy cost in Mumbai/Maharashtra Mumbai ₹20-22 lakh
Surrogacy cost in Bangalore/ Karnataka Bangalore ₹19-20 lakh
Surrogacy cost in Hyderabad/ Telangana Hyderabad ₹20-25 lakh
Surrogacy cost in Delhi Delhi ₹20-21 lakh

Some key factors that influence the cost of surrogacy in India:

  • IVF clinic charges
  • Surrogacy agency fees
  • Compensation for surrogate mother
  • Legal fees
  • Insurance coverage

Of course, each individual’s surrogacy journey is unique, so it’s best to connect directly with top fertility clinics in your city of choice to get a personalized cost estimate. Let me know if you need any other specifics or have additional questions!

 

 

Understanding the Cost of Surrogacy in Mumbai and Surrogacy Packages in Mumbai, India

Surrogacy, while a rewarding journey, often comes with a myriad of financial considerations. In Mumbai, India, prospective parents seek affordable and transparent surrogacy options.  With IVF Conceptions, you can get comprehensive surrogacy packages starting at 10 Lacs onward with world-class services.

The costs for altruistic surrogacy can vary greatly depending on medical conditions and other factors. In India, the typical basic starting cost range is 8 Lacs INR to 10 Lacs INR.

According to India’s Assisted Reproductive Technology (ART) bill passed in December 2021, only certified altruistic surrogacy clinics can provide this service. No compensation for the surrogate mother is permitted – she must provide the service voluntarily. The intended parents must be a legally married heterosexual couple or a divorced/widowed woman. Neither intended parent can already have a biological child. The maximum age is 50 for the female and 55 for the male.

surrogacy cost in India

 

Surrogacy packages cost Mumbai

The total surrogacy costs in India vary based primarily on what services you need and what are legal compliances needed to do altruistic surrogacy in India.

Some additional services like donor eggs are needed or not, as procuring an egg donor can add significantly to the base surrogacy costs. Using your own frozen embryo shipments also lowers costs. Hospital delivery charges are also key cost drivers.

Here is a table summarizing the key Surrogacy Packages Costs in Mumbai:

Surrogacy Package in Mumbai Surrogacy Services Includes Total Cost of Surrogacy
Gestational Surrogacy with Egg Donor ·  IVF cycle

·  Egg donor compensation

·  Surrogate recruitment & Compensation

·  Legal contracts & lawyers fees

·  Medical/care costs for the surrogate

·  Hospital delivery charges

·  Documentation & exit formalities

₹20-22 lakh
Gestational Surrogacy with Own Eggs ·  IVF cycle

·  Surrogate recruitment & Compensation

·  Legal contracts & lawyers fees

·  Medical/care costs for the surrogate

·  Hospital delivery charges

·  Documentation & exit formalities

₹20-21 lakh
Surrogacy with Shipped Frozen Embryos ·  Embryo storage fees

·  Surrogate recruitment & compensation

·  Legal contracts & lawyers fees

·  Medical/care costs for surrogate

·  Hospital delivery charges

·  Documentation & exit formalities

₹20-21 lakh

Factors such as medical procedures, surrogate compensation, legal expenses, and postnatal care contribute to overall surrogacy costs. Understanding these elements helps prospective parents make informed decisions about their surrogacy journey.

Read more:

Becoming a Surrogate Mother in India

IVF Conceptions Surrogacy Prices & Plans ( in 2024)

Cost of Surrogacy in Mumbai: Affordable Options

Surrogacy Clinic in Mumbai: Choosing the Right One

Mumbai boasts several surrogacy centers, each with its own set of services and pricing structures. Researching and comparing these centers ensures that prospective parents find a clinic that aligns with their needs and budget.

Is surrogacy legal in India?

A lot of regulations were introduced, impacting many aspects of surrogacy. A glimpse of a few of the regulations is marked here below.

THE SURROGACY (REGULATION) ACT, 2021

Important clauses redefining surrogacy are highlighted below.

  • Has to be Gestational Surrogacy (the surrogate mother is not genetically linked to the child).
  • Altruistic Surrogacy (no direct financial benefit to the surrogate mother)
  • Registered Surrogacy Clinic only (ART Registered clinics can perform surrogacy).
  • Single woman (divorced or widowed), between the age of 35 to 45 years. The genetic link is a must.
  • Married Indian female (25 to 50 years) and male (26 to 55 years).
  • Couple of Indian origin.
  • The couple has not had any healthy surviving child biologically or by adoption.
  • Insurance for 36 months, for the Surrogate mother for illness or death.
  • Have to have Medical indication necessitating gestation surrogacy.
  • No sex selection.
  • To obtain a certificate of essentiality from The Appropriate Authority.
  • To obtain a certificate of medical indication necessitating gestation surrogacy from the District Medical Board.
  • Parentage Order passed by First Class Magistrate.
  • Surrogate Mother to obtain eligibility certificate from The Appropriate Authority.
  • The surrogate mother should be between 25 to 35 years.
  • The surrogate mother will act as Surrogate only once in her lifetime.
  • Medical and psychological fitness for Surrogate mother.

Surrogacy (Regulation) Amendment Rules, 2024- As of 21st Feb 2024, it is possible to use an egg donor or sperm donor if all other conditions are met.

Conclusion

If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at  IVF Conceptions. We offer legally secure and affordable surrogacy consulting services for FREE.

Our team has over 14 years of experience facilitating surrogacy arrangements, egg donation, and serving as an advocacy resource for infertile couples and LGBTQ individuals seeking to build families. Till now we have helped and supported thousands of the intended parents with their family-building journey, and we can help you as well.  Happy to share the references from the past IPs if needed.

Our founder and chief surrogacy consultant, Neelam Chhagani, passionately helps couples struggling with fertility challenges. Since starting our surrogacy consulting agency in 2013, we’ve helped welcome over 500 babies for intended parents nationwide.

Our team includes experts from diverse backgrounds with leading reproductive attorneys, professionally trained top fertility doctors, former surrogacy case managers, experienced and kind surrogate mother and egg donor coordinators, mental health professionals specializing in infertility counseling, and a logistic support team to assist you in your chosen surrogacy country.

 

Egg Donation in India

 

FAQs for Surrogate Mother Cost in Mumbai

How much does Surrogate Mother Cost in Mumbai?

The surrogacy price in India is in the range of 20 to 25 lakh Indian Rupees based on the location and the kind of services needed. There has been a significant increase in the legal compliance cost due to many approvals and NOCs needed before starting the actual surrogacy treatment in the IVF clinic that is ART Registered.

What is the lowest surrogacy cost in Mumbai?

As of now, India is not a country that can offer surrogacy for all.  There have been many restrictive clauses in the Surrogacy Regulation Act 2021, and due to it, many legal compliances need to be met. The lowest cost of surrogacy is almost 20 lakh Indian rupees but you need to confirm with a surrogacy agency in India, what is included in this surrogacy package.  The lowest surrogacy in India is possible if you compare it with other international surrogacy countries.

IVF egg donor surrogacy cost in Mumbai?

The IVF egg donor surrogacy cost in Mumbai is around 23 to 25 Lakh Indian Rupees.  As for donors, you need to get individual permission from the court, so it may lead to a higher cost of surrogacy and more time to get started.

More Resources:

Neelam Chhagani, MA (Counselling Psychology), PGD (Mental Health), and Holistic Infertility and Third-Party Reproduction Consultant. Member of European Fertility Society, Best Surrogacy Blogger of 2020, with 200 dedicated blogs and top contributor on Quora for Surrogacy. Highly esteemed, authoritative, and trusted professional with a 13-year experience in international surrogacy. Advocate for Secure, Legal, and Affordable International Surrogacy. Learn more: https://www.ivfconceptions.com/neelam-chhagani-surrogacy-consultant/ https://www.linkedin.com/in/neelam-chhagani-92892229/ https://www.quora.com/profile/Neelam-Chhagani

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