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Costs of Surrogacy with Twins

by Neelam Chhagani

Surrogate Mother Cost for Twins| Surrogacy Twins Cost

Costs of Surrogacy with Twins

When it comes to surrogacy with twins, the costs can increase substantially. In this article, we will delve into the expenses associated with surrogacy involving twins, providing you with a comprehensive overview of what to expect and surrogate twins’ costs associated with surrogacy pregnancy.

Surrogacy is a process in which a woman carries and delivers a baby for another person or couple. The surrogate mother is usually implanted with an embryo created from the intended parents’ sperm and egg, or from the donor’s sperm and egg. The surrogate mother carries the baby to term and then gives the baby to the intended parents after birth. The surrogate mother has no legal rights to the baby and is not considered the baby’s mother.

The average cost of surrogacy in the United States is between $90,000 and $130,000. This cost includes the surrogate mother’s compensation, legal fees, medical fees, and other associated costs.

The cost of surrogacy can also vary depending on the type of surrogacy chosen, such as traditional surrogacy, gestational surrogacy, or donor egg surrogacy. Additionally, the cost of surrogacy can be affected by the location of the surrogacy, as well as the services included.

Types of Surrogacy:

Before we dive into the specific costs, let’s quickly review the fundamentals of surrogacy. Surrogacy is a process where a woman carries a child for another person or couple. There are two primary types of surrogacy:

  1. Traditional Surrogacy: In this type, the surrogate is genetically related to the child because her own egg is used. This is less common nowadays.
  2. Gestational Surrogacy: Here, the surrogate has no genetic connection to the child. An embryo, typically created using in vitro fertilization (IVF), is implanted in the surrogate’s uterus.

Surrogate mother cost for twins

Surrogacy costs can vary widely, depending on several factors. When you add the factor of twins, the expenses increase. Here’s a breakdown of the costs involved in surrogacy with twins:

Surrogacy Expense Type Surrogacy Cost Range
Agency Fees $15,000 – $30,000
Surrogate Compensation $35,000 – $50,000
IVF and Medical Expenses $35,000 – $80,000
Legal Fees $7,000 – $15,000
Prenatal and Postnatal Care $4,000 – $6,000
Twin Pregnancy Compensation $5,000 – $10,000
Miscellaneous Costs $5,000 – $10,000
Total Estimated Cost (approx.) $106,000 – $201,000

It’s important to note that these costs are approximate and can vary based on location, medical requirements, and individual circumstances.

When considering growing a family, many intended parents may think about using a surrogate to bear twins in order to save money and time. Although it seems having twins will function something like a “Buy One, Get One Free” the reality is just the opposite.  With complex medical processes like IVF and a 9-month pregnancy period, it is not as straightforward as it seems.

However, a twin surrogacy comes with significant financial, emotional, and medical expenses. The ladies who carry twins medically or naturally feel more physical discomfort and more medical challenges for both mother and babies.

To start with, twin pregnancy is not only discomforting but increases the stress level for both the surrogate and intended parents.  Even a small incident of abdominal pain and exhaustion can trigger stress and worry for all involved parties like surrogates, would-be parents, doctors, and the surrogacy agency team.

Additionally, ladies who have twins, need more rigorous supervision, medical attention, and more frequent visits to the doctors. It is seen that women who are having twins need to be admitted to the hospital more frequently to monitor all is good with her and the babies. These events not only will cost money but also add stress.

Premature birth occurs in roughly 65% of twin pregnancies. Besides this, future physical and cognitive developmental issues are more likely to be seen in premature babies. Because of this, the ASRM advises using just one embryo for embryo transfers.

Furthermore, due to complexity and potential hazards to their own health, many surrogates also decline to transfer many embryos in order to have twins although they would accept bear twins if they arrived accidentally like the splitting of embryos.

Additionally, extra medical care, insurance needs, and other associated expenses for potential medical eventualities during delivery are frequently associated with premature birth. 

How To Bond With A Newborn After Surrogacy?

The associated costs for twin surrogacy babies:

There can be 2 aspects to the costs of Surrogacy with Twins.  One is for the surrogate mother and the other is for medical and insurance.

#1.  Twin Surrogacy Costs that parents should consider:

The base compensation of the surrogate mother is less but in the event of twins, other extra costs as below might be added making the overall surrogate cost much higher for the intended parents.  It also needs to consider that a surrogate goes through lots of medical, physical, and emotional turbulence during pregnancy so rewarding her is in the best interest of her and the intended parents.

  • For twins, the surrogate will receive an additional compensation of $5000 to $7,500.
  • $200 weekly reimbursement for child care during a recommended period of bed rest
  • $250 a week is the compensation for housekeeping assistance while on prescribed bed rest.
  • $500+/week in lost pay if unable to work (per doctor’s orders).
  • $5,000+ in case of c-section, which is frequently necessary when carrying twins.

#2. Twins’ Insurance/Medical Costs:

Intended parents need to know that to high probability of medical issues during a twin pregnancy makes it difficult and expensive to purchase insurance. The cost of two babies’ NICU treatment without insurance will probably be around $5000 each day. A premature birth frequently requires a stay of two weeks or longer, therefore the necessary care would cost $140,000 USD (not including medications and other surgical procedures if needed.)

Couples from other countries who do not already have a private insurance policy in the US must purchase insurance for their newborns.

  • Health Insurance co-payment contingency: $10,000
  • Private health insurance for new-borns: $25,000*
  • Private health insurance for the surrogate and pregnancy: $8,000

One of the most frequently asked questions from would-be intended parents is “How can I reduce the price of my surrogacy?

In countries like the USA, surrogacy cost is much higher and the high cost of surrogacy is basically attributed to the high surrogate compensation and expensive medical procedure fee for IVF.  Here are some ways by which intended parents can reduce the overall cost of their surrogacy process.

  1. By choosing independent surrogacy:  Independent Surrogacy can save expenditures in the US by $10,000 to $30,000 or more as you do not need to pay agency fees and will be directly taking care of the surrogacy process.
  2. Opting for traditional surrogacy: It is not much recommended due to legal and emotional issues, but it can be an option for some IPs.
  3. International surrogacy countries: Surrogacy programs for international surrogacy might reduce the cost of surrogacy to less than half.  Countries like Georgia, Ukraine, Mexico, and Colombia are good options as of now.

Factors Impacting Costs

Several factors can influence the costs of surrogacy with twins:

  1. Location: The cost of surrogacy can significantly vary by country and even by state within the United States. For example, surrogacy in the United States is generally more expensive than in some other countries.
  2. Agency: Your choice of surrogacy agency can affect the fees you pay. Some agencies may have higher service charges than others.
  3. Medical Expenses: The complexity of the IVF process and medical procedures can increase costs, especially when carrying twins.
  4. Legal Requirements: Legal processes, such as parental rights establishment and contracts, may incur additional fees.

Insurance and Multiple Births

When it comes to surrogacy with twins, it’s essential to consider the potential for medical complications. Multiple pregnancies can be riskier, leading to higher medical expenses. Ensuring that the surrogate has appropriate insurance coverage is crucial.

Read more about the costs of surrogacy with twins:

Cheapest countries for surrogacy

Legal countries for surrogacy 

Conclusion

Surrogacy with twins is undoubtedly a significant financial commitment. The costs can vary widely, but they typically range from $106,000 to $201,000. Intended parents should carefully plan their budget, considering the factors that can impact these expenses.

If you’re considering surrogacy with twins, it’s essential to consult with experienced professionals and reputable agencies to navigate this intricate and emotionally rewarding journey.

If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at  IVF Conceptions. We offer legally secure and affordable surrogacy consulting services for FREE.

average cost of surrogacy for the intended parents

Frequently Asked Questions For Surrogate Twins Cost

  1. What is the average cost of surrogacy with twins?
  • The average cost of surrogacy with twins can range from $106,000 to $201,000. This cost includes agency fees, surrogate compensation, medical expenses, legal fees, prenatal and postnatal care, and other miscellaneous costs. Keep in mind that these figures are approximate and can vary based on various factors.
  1. Why is surrogacy with twins more expensive than with a single child?
  • Surrogacy with twins is more expensive due to the increased medical and logistical demands. Carrying twins can lead to higher medical expenses, including prenatal care, monitoring, and potential complications. Additionally, surrogate compensation may be higher for a twin pregnancy.
  1. Are there any financial benefits to surrogacy with twins?
  • While surrogacy with twins is more expensive, it can be cost-effective in terms of the intended parents’ family size. Instead of going through the surrogacy process twice for two single-child pregnancies, they can have two children in one surrogacy journey, potentially saving on agency and legal fees.
  1. Do insurance policies cover surrogacy with twins?
  • Insurance coverage for surrogacy varies by policy and location. Some insurance plans may cover certain medical expenses related to surrogacy, but it’s essential to carefully review your policy and consider the potential for multiple pregnancies, as this can impact coverage.
  1. What factors can affect the final cost of surrogacy with twins?
  • The final cost of surrogacy with twins can be influenced by factors such as the location, choice of surrogacy agency, medical requirements, and legal processes. Additionally, individual circumstances and unexpected medical complications can also affect the overall expenses.
  1. Are there any financial assistance options for surrogacy with twins?
  • Some intended parents explore financing options, like loans or grants specifically designed for fertility treatments and surrogacy. It’s advisable to consult with surrogacy agencies and financial advisors to explore potential financial assistance options.
  1. What are the risks associated with surrogacy with twins?
  • Surrogacy with twins carries an increased risk of medical complications for both the surrogate and the babies. These complications can lead to higher medical expenses and emotional stress. Intended parents should be well-prepared for these potential challenges.
  1. How can intended parents prepare financially for surrogacy with twins?
  • Intended parents should create a detailed financial plan, including budgeting for surrogacy expenses and potential unforeseen costs. It’s also essential to consult with financial advisors and surrogacy agencies to make informed financial decisions.
  1. Is surrogacy with twins a common choice for intended parents?
  • Surrogacy with twins is less common than single-child surrogacy but is chosen by intended parents who desire a larger family. The decision is often based on personal preferences, family planning, and financial considerations.
  1. What resources can help intended parents navigate the costs of surrogacy with twins?
  • Intended parents can seek guidance from reputable surrogacy agencies, fertility clinics, and financial advisors who specialize in fertility treatments. These professionals can offer valuable insights and support throughout the surrogacy journey.

 

References:

  1. American Society for Reproductive Medicine – Surrogacy
  2. Surrogacy in the USA – Surrogate Mother Costs
  3. Fertility IQ – How Much Does Surrogacy Cost?
  4. American Pregnancy Association – Multiple Pregnancy
  5. Resolve – The National Infertility Association

Neelam Chhagani, MA (Counselling Psychology), PGD (Mental Health), and Holistic Infertility and Third-Party Reproduction Consultant. Member of European Fertility Society, Best Surrogacy Blogger of 2020, with 200 dedicated blogs and top contributor on Quora for Surrogacy. Highly esteemed, authoritative, and trusted professional with a 13-year experience in international surrogacy. Advocate for Secure, Legal, and Affordable International Surrogacy. Learn more: https://www.ivfconceptions.com/neelam-chhagani-surrogacy-consultant/ https://www.linkedin.com/in/neelam-chhagani-92892229/ https://www.quora.com/profile/Neelam-Chhagani

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